If you have a disability claim you are pursuing or you intend to pursue, it is very important to work closely with a qualified disability lawyer. Ensure you hire a disability lawyer who would spend adequate time with you to prepare you for the lawsuit. Lawyers who talk with their clients on phone are not always the best since conversation period with their clients is always limited, and unreliable. There are usual questions that a disability claim applicant should expect from the administrative law judges during the hearing session. If you don’t review some claim aspects with a long term disability insurance lawyer, you may respond wrongly and lose your claim. See what a disability lawyer should psychologically prepare you on:
It is usually common for judges to ask the applicant if or not they see their doctors in relation to their disability. It is a technical question that most applicants answer wrongly. The main aim of asking such a question is to find out if the applicant is negligent of the condition they want to be compensated for. If the judges find that the applicant rarely sees their doctor, they question the genuineness of the disabled claimant. To avoid falling into such a trap, your long term disability insurance lawyer should discuss this matter with you and guide you on how you should respond.
Whether you work
Anyone seeking disability claim is thought to have been disabled to a point of being unable to work again. The assumption is that they no longer perform their specific duties or they cannot perform any task. It would be ironical to file a long-term disability claim while you can still be involved in your usual responsibilities. If you say you still work to sustain your family, the “long-term” or permanence of your disability becomes doubtful. It is always good to get help from a health insurance lawyer on how you should go about the work question.
Before any person is declared disabled, various medical interventions are put in place. You can’t say you haven’t had any treatment from the time you had an accident and expect compensation. The judges would also expect you to have some medical documents that prove the treatments you had tried. At some point, some of the doctors who used to treat you may be required in court to give verbal evidence. If it’s affirmed that you did everything you ought to have done concerning treatments, the insurance lawyer would then proceed to calculate the value of your compensation.
Things you enjoy no more
Once you are disabled, it means a completely changed lifestyle. Those things you used to enjoy may never be there for you. The judges would want to know some of the things you used to enjoy, but you no longer enjoy them to estimate the value of your compensation. Some of the things that a disabled people no longer enjoy include shopping, driving, cleaning, cooking, swimming, horse-riding, bike riding, mountain climbing and dog walking among others. Your Erisa lawyer would help you know the ones to mention based on their pleasure value.
The last thing judges expect from the claim applicants especially the disability claimants is dishonest responses. They expect honest answers from any question they ask however shameful or embarrassing it may be. If you had enough time with your long term disability insurance lawyer for this, you would answer all questions correctly and expect a positive outcome. Please visit https://schwartzlawpc.com for more details.